remitance

Please refer to these examples:
http://www.remitanywhere.com/
http://iconfsd.com/IMRS-online-money-transfer-software.php
http://www.xoom.com
http://www.remitone.com

These are the banks I'll like to have on my system:
http://www.viabcp.com
http://www.scotiabank.com.pe
http://www.hsbc.com.pe/1/2/
http://www.bbvabancocontinental.com/tlpu/jsp/pe/esp/home/index.jsp
http://www.interbank.com.pe/

Keep in mind though, they don't have an API available, however, it should be a way to link to that system.

Text messages providers:
http://www2.nextel.com.pe/smsweb/servicios/envio_de_mensajesI.asp
http://enviosms.claro.com.pe/smsWebApp/index.htm
http://www.servicios.movistar.com.pe/